1 2 3 4 5
 
 
 
 
 
Our Products Tools & Resources Most Popular Inquiries For Webmasters
Picture of a mortgage broker Find Out Why Now!

Competition = Low Mortgage Rates

Many Albertans apply for a mortgage with just one lender, often their bank, without shopping around without realizing that competition always results in the best deal.

We will survey the market and search dozens of mortgage lenders to find the best rates in Canada. This FREE unbiased service ensures that you will receive low mortgage rates and huge savings over the term of your mortgage:

Term
Our Rate
Bank Rate
Savings
 
3 years 4.29 3.89 $2,903.04
5 years 4.34 4.99 $7,791.84
7 years 5.2 5.80 $10,030.16
 
Above calculation based on a $250,000.00 mortgage loan over a 25-year amortization period using a monthly payment schedule (mortgage loan for an average Calgary inner-city two-story home).
* Mortgages and rates subject to change without notice.

Calculator

Mortgage Calculator

A mortgage calculator is a quick and easy way to calculate your mortgage payments.
Learn exactly how much you can afford to spend before you buy.

Start calculating now
Mortgage Application

Mortgage Application

Why wait? Apply online today with our free mortgage application.
See how safe & simple applying online is by using the Alberta Equity secure mortgage form.

Start applying mortgage now

News & Events

Canadian Mortgage News

Current Mortgage News
Subscribe to our RSS feed




  • Posted on Wednesday December 31, 1969

  • Posted on Wednesday December 31, 1969

  • Posted on Wednesday December 31, 1969

  • Posted on Wednesday December 31, 1969

  • Posted on Wednesday December 31, 1969

  • Posted on Wednesday December 31, 1969

This Week's Topic And Mortgage News and Events

 
Obtaining a mortgage is one of the most important decisions you may ever make, and with so many choices and ongoing decisions, the right advice can have a huge financial impact. CanEquity Mortgage is an active member of the Better Business Bureau and has helped tens of thousands of Canadian's with their mortgages.

Things to Consider When Purchasing a Re-Sale

If you decide not to build brand new and have opted for purchasing a re-sale, it is extremely important to carefully assess the following pros and cons before purchasing:

Pros
  • You usually get a lower price due to wear and tear
  • You get the benefit of upgrades (finished basement, pool, etc.) at a depreciated price
  • Your neighborhood is generally established and amenities are in place
Cons
  • Others have lived in the home
  • There is no warranty for repairs required by law (unless it is a condition of purchase)
  • The décor might require changes and can be costly or time consuming

Don't Forget About Home Insurance

Protect Your Investment With Home Insurance

There are so many details and steps in the process when buying a new home, but do not forget about protecting your investment once the deal is done. When you go to meet with your insurance broker, take the following information with you to ensure that you get the proper insurance for your new home:

  • Property appraisal
  • House plans and other property details
  • Past insurance history
  • Personal information (such as identification, age, occupation, etc.)

Alberta Equity's Specialties Include:

  • Pre-Approvals / Qualifications
  • Interest Rate Guarantees
  • Home Purchases including Private Sales
  • Conventional or High Ratio Mortgages
  • Variable Rate Mortgages
  • First Time Homebuyers
  • Mortgages for Self-Employed Applicants
  • New Home Construction
  • Mortgage Renewals and Transfers
  • Refinances
    • Debt Consolidations
    • Increase or Top Up Investments
    • Home Renovation
  • Rental Properties
  • Second Mortgages
  • Commercial Mortgages
  • Interim / Bridge Financing on Confirmed Sell / Purchases
  • Free Mortgage Consultations / Mortgage Planning

Having Difficulty Managing your Monthly Bills?

Managing your Monthly Bills

For many Canadians, it is easy to let the monthly bills get out of control and it becomes difficult to make ends meet. Making multiple payments to credit cards and other credit lenders can be overwhelming. Our mortgage brokers at Alberta Equity are qualified professionals who are trained to find the perfect solution for your unique situation, so why not make things much simpler with one easy payment? Here are some options to consider:

  • Refinance your existing mortgage and use the equity in your home to pay off high interest credit cards
  • Obtain a short time second mortgage for a if you are unable to refinance your existing mortgage